Chartered Financial Planner Chartered Investment Adviser Offshore Bond Specialist FPFS FCSI

Structuring wealth with clarity, control and tax efficiency.

Impartial, chartered advice for UK private clients and internationally mobile families.

UK Residence Decision Tree

Decision tree

Quick assessment of whether you are likely UK tax resident under the Statutory Residence Test.

FIG Regime Eligibility Checker

Decision tree

Check whether you may qualify for the new UK Foreign Income and Gains regime.

IHT Long-Term Residence Timeline

Interactive timeline

Visualise how UK residence duration affects your exposure to inheritance tax.

UK Departure Planning Checklist

Interactive checklist

A structured checklist for planning your departure from the UK.

Pensions in IHT Decision Guide

Decision guide

Understand how pensions interact with inheritance tax under current and proposed rules.

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Should I use an Offshore Bond?

Decision tree

Explore whether an offshore bond is a suitable wrapper for your investments.

Offshore Bond Withdrawal Tax Estimator

Calculator

Estimate the tax cost of withdrawing from an offshore investment bond.

Are You Overpaying Tax on Withdrawals?

Questionnaire

Quick check to see if your current investment wrapper is costing you more tax than it should.

IHT Exposure Visualiser

Calculator

See the potential inheritance tax liability on your estate at a glance.

Top-Slicing Relief Calculator

Calculator

Calculate potential top-slicing relief on chargeable event gains from investment bonds.

Retirement Income Modelling Tool

Calculator

Model how long your portfolio will last under different growth and drawdown scenarios.

Segment Assignment Calculator

Calculator

Calculate the tax saving from assigning offshore bond segments to a lower-rate taxpayer.

UK Statutory Residence Test

Step-by-step tracker

Work through the full Finance Act 2013 Statutory Residence Test step by step.

Pension vs Offshore Bond Comparison

Calculator

Compare net outcomes from pension and offshore bond wrappers over your investment horizon.