Highly Rated & Trusted by Clients, UK & Worldwide for More Than 20 Years.
Russell Hammond in partnership with award-winning AES International
Whether building wealth, approaching retirement or thinking about the next generation, financial decisions rarely exist in isolation.
I provide strategic financial planning and investment advice to high-net-worth individuals and families, helping structure wealth efficiently and thoughtfully for the long term.
Who I Work With
I advise a select group of clients, including:
- HNW UK-based individuals and families seeking structured, long-term wealth planning
- Foreign nationals living in the UK navigating cross-border tax and investment considerations
- British expatriates abroad managing wealth across jurisdictions
- Returning expatriates planning an efficient transition back to the UK
- Business owners before and after a liquidity event
What clients say.
Real situations, real outcomes. Here’s what us working together looks like. All reviews taken from, and independently verified at, review site Vouchedfor.co.uk
A clear process with no surprises.
High quality financial planning should feel clear, structured and personal, not product-led or overly complicated. Here is what us working together typically looks like.
Initial Discovery Call
A relaxed initial conversation focused on understanding your current position, future objectives and any specific concerns or planning priorities. No sales pitch, no pressure and no obligation, simply an opportunity to explore whether a longer-term working relationship may be appropriate.
Strategic Review & Analysis
A detailed review of your existing arrangements, including investments, pensions, tax position, retirement planning and wider succession considerations. The focus is on understanding how your current structure operates today, where inefficiencies or opportunities may exist and how everything aligns with your wider long-term objectives.
Clear Recommendations & Ongoing Support
You receive clear strategic recommendations designed around your personal objectives, financial position and long-term planning priorities. Where appropriate, arrangements are then implemented with full ongoing advice and support, helping ensure your planning remains aligned with changing markets, legislation and family circumstances over time.
Offshore investment bonds, the complete picture.
Industry insights.
HNW advice shouldn’t feel opaque. Here’s exactly what engaging with Russell looks like.
Offshore Investment Bonds: A Complete Guide to Tax-Efficient Wealth Structuring
The tax drag problem Most investors with substantial GIA portfolios are reporting and paying tax on dividends and capital gains annually, even when they have no intention of [...]
Are Trusts Still the Best Tool for Inheritance Tax Planning?
Trusts are often seen as the gold standard for inheritance tax planning—but are they really the most effective or efficient tool? In this article, we unpack the hidden costs, [...]
Understanding Trust Charges: When Do Periodic and Exit Charges Really Apply?
If you've ever read about trust charges — particularly periodic or exit charges — you'll notice the phrase "charges may apply" is used endlessly, with very little precision. This [...]
Why High-Net-Worth Families Should Seek the Most Qualified Advice—And What That Actually Means
But "good" is a relative term. In a marketplace crowded with titles, accreditations, and smiling headshots, how do you identify the best-qualified adviser for your needs? The truth [...]
Offshore Bond UK Return: Save Tax Before Moving Back to the UK
What you need to know before becoming UK tax resident again If you're a British expat planning to return to the UK, now is the time to consider your [...]
Offshore Investment Bonds: How They Can Strengthen Your Family’s Wealth Planning
Offshore Bonds Are Back in the Spotlight A recent Financial Times article highlighted a surge in the use of offshore investment bonds — and for good reason. UK residents [...]
Russell Hammond
FPFS FCSI
Russell advises UK residents and internationally connected individuals on investment management, retirement planning, inheritance tax mitigation and long-term family wealth structuring.
His work focuses on helping clients coordinate wealth thoughtfully and tax efficiently across changing life stages, family priorities and international circumstances.
Russell is a Chartered Fellow of both the Personal Finance Society and the Chartered Institute for Securities & Investment, placing him amongst a small group of advisers to hold Fellowship status with both professional bodies.
With over 20 years’ experience in financial planning, his work today centres around helping successful individuals and families structure wealth for long-term financial security, retirement and intergenerational planning.
In partnership with AES International
Award-winning international financial advisory firm — providing institutional research, compliance support, and global reach behind Russell’s impartial advice.
