About us

Russell Hammond in partnership with award-winning AES International.

For many people, choosing a financial adviser is not simply about investment performance or technical qualifications. It is about trust, clarity and confidence that the person advising you genuinely understands the bigger picture of your life and finances.

I work with successful individuals and families who often have increasingly complex financial lives, whether that involves investment management, retirement planning, inheritance tax mitigation, business sale proceeds, international structures or inter-generational wealth planning.

My role is not simply to recommend products, but to help bring structure, perspective and long-term strategic thinking to important financial decisions.

As a Chartered Financial Planner and Chartered Fellow of both the Personal Finance Society and the Chartered Institute for Securities & Investment, I combine technical expertise with a practical, real-world approach to financial planning.

Clients typically work with me because they value:

• Clear, straightforward advice without unnecessary jargon

• Long-term, inter-generational, strategic thinking

• A joined-up approach across investments, tax planning and wealth structuring

• My 20 years of experience working with expatriate and internationally connected families

• A relationship built on accessibility, continuity and trust

• An adviser who takes time to properly understand their objectives before making recommendations

I believe good financial planning should help simplify complexity, create confidence around important decisions and provide greater clarity about the future.

For some clients, that may mean creating a sustainable retirement income strategy. For others, it may involve structuring wealth more tax efficiently, planning for future generations or simply ensuring their financial arrangements are properly aligned and professionally managed.

Whatever the starting point, my aim is always the same, to provide thoughtful, personalised advice that helps bring clarity, organisation and long-term direction to your financial life.

Initially, we were looking for advice around retirement planning and wanted to ensure our pensions and investments were structured appropriately for the future. Russell took over a poorly performing investment portfolio and successfully redirected the investments into more suitable solutions, resulting in significantly improved performance. He also helped identify the most appropriate arrangements for our various pensions and has continued to provide clear, regular reviews, explaining complex financial matters in a straightforward and understandable way. Russell's knowledge and expertise in financial planning are exceptional, and the outcomes achieved have exceeded our expectations.

5 Star Review, Verified Client

Monein, France

I initially sought financial advice when I wanted to better understand the options available to me regarding my final salary pension and determine the most suitable route for my own personal circumstances. Russell came highly recommended to me by a friend who had used him in similar circumstances, and from the outset I felt fully supported and well informed. He carefully explained all of the available options, carried out a thorough financial analysis, and helped me make a confident and informed decision without ever feeling pressured. Since then, I have continued to receive regular review meetings and ongoing support, keeping me updated on the progress of my financial arrangements. I am extremely happy with the outcome, in fact the results have exceeded my expectations, and I would make the same decision again without hesitation. The level of support and accessibility throughout has been excellent.

5 Star Review, Verified Client

Riyadh, Saudi Arabia now Cheshire

Having returned to the UK after many years as an expat, I was looking for an adviser who genuinely understood cross-border wealth and estate planning and could navigate multiple jurisdictions with confidence. Russell has helped me with investments, offshore bonds, tax planning, and broader wealth and estate structuring, always explaining complex matters in clear, easy-to-understand language. I have absolutely achieved the outcomes I was hoping for and have found Russell to be consistently accessible, highly knowledgeable, and exceptionally well qualified.

5 Star Review, Verified Client

Lanarkshire

Russell has taken great care to ensure I fully understand the nature of my pension fund investments and has consistently kept me informed of relevant developments. We have regular online meetings to review progress and discuss any changes, and on one occasion he contacted me directly to recommend an urgent adjustment to part of the investment strategy, a decision that was subsequently justified by market events. I have been very satisfied with the service provided throughout and would be more than happy to recommend him.

5 Star Review, Verified Client

Cologne, Germany now West Sussex

While living abroad, I was looking for advice on investing a fairly substantial sum of money with the aim of generating a stable and sustainable income for the future. Russell quickly understood both my objectives and my attitude towards risk, and provided clear, appropriate advice around how the portfolio should be structured to meet those goals. His explanations have always been straightforward, transparent and easy to understand, without ever overcomplicating matters. Russell’s original recommendations have helped me weather difficult periods relatively well, and I remain confident that his long-term approach will help me achieve my financial objectives over time. He has also always been highly responsive whenever I have had questions or concerns.

5 Star Review, Verified Client

Osaka, Japan

We initially looked for financial advice to help with our pension planning and broader investment strategy for retirement. Russell has provided excellent guidance throughout very different market conditions over the years. During periods that were understandably frustrating as investors, he remained calm, disciplined and consistent in his planning approach, and with hindsight he was absolutely right to do so. We have certainly achieved the outcome we were hoping for and have been extremely pleased with both the quality of the advice and the communication throughout.

5 Star Review, Verified Client

Caldas da Rainha, Portugal

I initially sought advice when transferring from a company final salary pension into a personal pension and wanted ongoing guidance to help manage my investments appropriately. Russell has provided an excellent service over many years, ensuring my portfolio remains well diversified while continuing to deliver strong long-term returns. Whenever I have needed advice or support, he has always been available, approachable and willing to help. I have absolutely seen the outcome I was hoping for and feel very confident trusting Russell to make the right recommendations for both me and my family. I genuinely cannot think of anything he could have done better.

5 Star Review, Verified Client

Norfolk

After relocating back to the UK following 16 years working in the Middle East, I was looking for advice around consolidating my savings and putting in place a suitable long-term financial strategy. Russell helped by designing an investment approach focused on sustainable, long-term growth that aligned with my objectives and attitude to risk. I have been pleased with the outcome and feel the strategy put in place has met my expectations. Naturally, investments are always subject to market fluctuations, but the level of risk was clearly explained and understood from the outset.

5 Star Review, Verified Client

East Sussex

After returning to the UK following many years overseas, we were looking for guidance to help simplify and organise what had become quite complex pension arrangements. Russell has been instrumental in helping us get our affairs in good order, taking the time to guide us through our pension strategy, long-term objectives and attitude to risk in a clear and reassuring way. Throughout the process, he has been professional, knowledgeable and approachable, and we have been extremely pleased with the outcome. Russell has become a trusted adviser to both my wife and me, and I honestly cannot think of anything he could have done better.

5 Star Review, Verified Client

Aberdeenshire, UK

Discover more about Russell Hammond & AES International

About Russell Hammond

For over 20 years, I’ve helped individuals and families build, preserve and transfer wealth through thoughtful financial planning. Learn more about my background, qualifications and approach.

How I Work

Learn more about the four-stage process I use to help clients build, preserve and transfer wealth with clarity and confidence.

About AES International

Understand what it’s like to work with AES International, from your first conversation through to the implementation and ongoing review of your financial plan.

Giving Back

Discover our charitable schemes and the difference we make in the wider community.

Regulation

Maintaining high standards in relation to both providing you with financial planning, and in administering your financial affairs.

Seeking a Second Opinion?

Not all financial advice is the same. I work with successful individuals and families seeking clear, independent thinking and long-term financial confidence.

Learn more about my approach.

Russell Hammond

Russell Hammond

FPFS FCSI

Russell advises UK residents and internationally connected individuals on investment management, retirement planning, inheritance tax mitigation and long-term family wealth structuring.

His work focuses on helping clients coordinate wealth thoughtfully and tax efficiently across changing life stages, family priorities and international circumstances.

Russell is a Chartered Fellow of both the Personal Finance Society and the Chartered Institute for Securities & Investment, placing him amongst a small group of advisers to hold Fellowship status with both professional bodies.

With over 20 years’ experience in financial planning, his work today centres around helping successful individuals and families structure wealth for long-term financial security, retirement and intergenerational planning.

Chartered Financial PlannerChartered Investment AdviserOffshore Bond Specialist20+ Years Specialist Experience

In partnership with AES International

Award-winning international financial advisory firm — providing institutional research, compliance support, and global reach behind Russell’s impartial advice.

Chartered Financial PlannerCISI Chartered Fellow