Russell Hammond
Offshore Investment Bonds: A Complete Guide to Tax-Efficient Wealth Structuring
The tax drag problem Most investors with substantial GIA portfolios are reporting and paying tax on dividends and capital gains annually, even when they have no intention of [...]
Are Trusts Still the Best Tool for Inheritance Tax Planning?
Trusts are often seen as the gold standard for inheritance tax planning—but are they really the most effective or efficient tool? In this article, we unpack the hidden costs, [...]
Understanding Trust Charges: When Do Periodic and Exit Charges Really Apply?
If you've ever read about trust charges — particularly periodic or exit charges — you'll notice the phrase "charges may apply" is used endlessly, with very little precision. This [...]
Why High-Net-Worth Families Should Seek the Most Qualified Advice—And What That Actually Means
But "good" is a relative term. In a marketplace crowded with titles, accreditations, and smiling headshots, how do you identify the best-qualified adviser for your needs? The truth [...]
Offshore Bond UK Return: Save Tax Before Moving Back to the UK
What you need to know before becoming UK tax resident again If you're a British expat planning to return to the UK, now is the time to consider your [...]
Offshore Investment Bonds: How They Can Strengthen Your Family’s Wealth Planning
Offshore Bonds Are Back in the Spotlight A recent Financial Times article highlighted a surge in the use of offshore investment bonds — and for good reason. UK residents [...]
Selling Your UK Business / Professional Moving to Dubai? What You Need to Know
Moving to Dubai as a Business Owner or Professional? The Key Tax and Investment Considerations By Russell Hammond FPFS FCSI – Chartered Financial Planner | AES International UK & [...]
Returning to UK Tax Planning: How to Avoid Unnecessary HMRC Bills
What You Need to Know About Your Investments Before Moving Back to the UK After years of sunshine, zero capital gains tax, and offshore flexibility, many British expats find [...]
From Equity to Exit: Why Law Firm Partners Need Bespoke Financial Planning
The Wealth Journey of a Law Firm Partner Requires More Than Just Generic Advice Achieving partnership is a defining milestone in any lawyer’s career. It’s not merely a change [...]
Financial Advice for British Expats in the UAE: Dubai & Abu Dhabi Pension, Tax & Investment Planning
Making the Most of Your Wealth as a British Expat in the UAE The UAE is home to one of the largest and most established British expat communities in [...]
Financial Advice for British Expats in Kuwait: Pensions, Tax & Investment Planning
Make the Most of Your Time in Kuwait with a Smarter UK Financial Strategy Kuwait remains a major destination for British professionals in the Gulf, with high salaries, low [...]
Financial Advice for British Expats in Oman: Pension Planning, Investment Strategy & IHT Mitigation
How to Protect and Grow Your Wealth While Living in Oman For British expats living in Oman, the combination of tax-free income, a relaxed lifestyle, and strong earning potential [...]