Russell Hammond
Momentum QROPS: A Guide to Your Pension, Changing Adviser and Retirement Planning
If you hold a Qualifying Recognised Overseas Pension Scheme (QROPS) with Momentum Pensions, you may have established your pension many years ago, perhaps while living and working overseas. Since [...]
Understanding Trust Charges: When Do Periodic and Exit Charges Really Apply?
If you've ever read about trust charges — particularly periodic or exit charges — you'll notice the phrase "charges may apply" is used endlessly, with very little precision. This [...]
Best Financial Advisers for UK Expats: How to Choose the Right Adviser
If you're a British expatriate looking for financial advice, finding the right adviser can be considerably more complicated than it first appears. A quick Google search for the best [...]
Transfer a Gibraltar QROPS to a UK SIPP: Rules, Tax and Drawdown
If you have a pension held in a Gibraltar Qualifying Recognised Overseas Pension Scheme (QROPS), you may be surprised to discover that the rules governing withdrawals are quite different [...]
Why High-Net-Worth Families Should Seek the Most Qualified Advice—And What That Actually Means
But "good" is a relative term. In a marketplace crowded with titles, accreditations, and smiling headshots, how do you identify the best-qualified adviser for your needs? The truth [...]
Thinking About Changing Your Utmost Adviser?
Thinking About Changing Your Utmost Adviser? If you hold an Utmost International investment bond and feel that your existing advice relationship is no longer meeting your expectations, it [...]
Been Recommended an Offshore Bond from RL360? Read This First.
Is an RL360 Bond the Right Fit for You? Here's What to Consider First If you’ve recently been recommended an offshore investment bond from RL360, it’s worth taking a [...]
Offshore Bond UK Return: Save Tax Before Moving Back to the UK
What you need to know before becoming UK tax resident again If you're a British expat planning to return to the UK, now is the time to consider your [...]
Offshore Investment Bonds: How They Can Strengthen Your Family’s Wealth Planning
Offshore Bonds Are Back in the Spotlight A recent Financial Times article highlighted a surge in the use of offshore investment bonds — and for good reason. UK residents [...]
Selling Your UK Business / Professional Moving to Dubai? What You Need to Know
Moving to Dubai as a Business Owner or Professional? The Key Tax and Investment Considerations By Russell Hammond FPFS FCSI – Chartered Financial Planner | AES International UK & [...]
Returning to UK Tax Planning: How to Avoid Unnecessary HMRC Bills
What You Need to Know About Your Investments Before Moving Back to the UK After years of sunshine, zero capital gains tax, and offshore flexibility, many British expats find [...]
From Equity to Exit: Why Law Firm Partners Need Bespoke Financial Planning
The Wealth Journey of a Law Firm Partner Requires More Than Just Generic Advice Achieving partnership is a defining milestone in any lawyer’s career. It’s not merely a change [...]